Self Managed Super What are the Advantages?

Individualised Strategies

Greater Rewards

New Options for Property Investment

What is a Self Managed Superannuation Fund?

A Self Managed Superannuation Fund (SMSF) is an option that many Australians are now choosing when securing their control over the fund and investment strategy. They also offer a wider range of investment options, tax strategies that can be employed for immediate returns, and attract substantially lower fees.

What are the options?

Once a fund has been stablished, financial professionals can assist you in choosing the right strategy for your investment including:

• Borrowing to invest
• Estate planning for dependants
• Property investment
• Transition to retirement
• Concessional strategies

New legislation provides new options

SMSF's under new legislation, can gear up  to 80% of their investment. This means a 20% deposit is all that is needed for purchasing an investment property.

Australians who have a fund of $100,000 AUD now have the means to purchase an investment property, as this amount covers the initial layout for a purchase of up to $400,000 AUD.

Real estate can be a great move for an individual, providing returns at around 10-15% which is much higher than leaving your money in cash, which may not hedge against inflation. Investing through residential property on your SMSF also gives a tax efficiently 70% off the purchase price.

SMSF property investments are also flexible and not restricted to purchases in Australia. The US government economic stimulation plan is beginning to show signs of progress and stimulus has been through the implementation of fiscal policy. Interest rates have been cut back from as high as 5.2% to 0% combined with the buy back of government treasury bonds.

What is the best option for me?

SMSF's are not for everybody, however if you have a minimum $100K in superannuation, then you are more than likely to enhance your financial situation with a SMSF.

Financial decisions do require careful consideration, and investors will need accurate and current information to guide them through the process. The good news is that the more options are now available to provide strategies that are unique to your own individual needs and interests.

Synergy Investments & Capital are available to discuss these options and support you through the process of investing and purchasing property through a Self Managed Superannuation Fund. We have the time, knowledge and experience to help you make the right choice.

www.synergyic.com.au

General Advice Warning

The contents of this post have been prepared without taking account of your objectives, financial situation or needs. Because of that you should, before taking any action to acquire any of the financial products mentioned on this website or to transfer your personal business to Synergy Investment and Capital, consider whether that is appropriate having regard to your own objectives, financial situation and needs.

You should obtain the Product Disclosure Statement relating to the relevant financial product mentioned on this website (which contains full details of the terms and conditions of the relevant financial product) and consider it before making any decision about whether to acquire the financial product.)

A Product Disclosure Statement relating to the financial products mentioned on this website is available on request by calling us on 02 93752252, or by visiting our Product Disclosure Statement Listing